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Home / Recipes

Oatmeal Chocolate Chip Banana Bread

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By: Madeline Tague

Updated: February 27, 2025

This site may contain affiliate links. Please read my disclosure policy.

This Oatmeal Chocolate Chip Banana Bread recipe is the perfect combination of comforting and hearty. Make this banana oat bread with oat flour, bananas and, of course, chocolate chips.

Side view of banana oat bread with a slice cut off

Minimal prep

You’ll Learn: Why oat flour makes that perfect dense but light crumb

Worth It: It’s a satisfying breakfast or snack that everyone in the family can enjoy

Bonus: Easy to tailor to common diets

Above view of chocolate chip banana bread recipe in a loaf pan

Make a Hearty oatmeal banana bread with chocolate chips

Why You’ll love this Recipe

  • Perfect for snacks – this hearty oatmeal banana bread with chocolate chips is one of my favorite mid morning or afternoon snacks
  • Easily gluten free – if you use certified gluten free oats and oat flour this delicious banana bread is easily gluten free. It is so delicious and fluffy that you won’t even realize its a gluten free recipe.
  • Naturally sweet – This easy banana bread recipe is sweetened naturally with the ripe bananas and some maple syrup. It is made just a touch sweeter with the addition of semi-sweet chocolate chips
  • Make it into muffins – I love to make this banana bread into banana oat muffins for our toddler. They are perfect for meal prep. Enjoy the muffins all week long as a mid morning snack or afternoon pick me up!

What is oat flour? Can I make oat flour at home?

Oat flour is just rolled oats that have been ground down into flour. You can buy oat flour at the grocery store or make it at home from rolled oats.

To make your own oat flour at home put rolled oats in a blender and blend. Bled until a smooth flour remains. You can also use a food processor to blend the oats, but it might not be as fine of a flour. I like to make a big batch at a time and then store it in my pantry in an airtight container.

Depending on what texture you like for this oat flour banana bread recipe you can keep the flour more coarse or grind into a smooth flour.

Then you can use your homemade oat flour to make this oatmeal banana bread or other oat based recipes! Try these other oat flour recipes:

  • Pumpkin Oat Chocolate Chip Cookie Bars
  • White Chocolate Cranberry Oatmeal Cookies
Side view of banana oat bread with a slice cut off

Ripen your bananas in the oven

There is nothing worse than waiting for your bananas to ripen so that you can make a loaf of banana bread. Luckily there is a trick that will help you get ripe bananas in 15 minutes. Ripe bananas are sweeter and I find they have a stronger banana flavor.

To ripen bananas quickly, preheat your oven to 300F and place bananas in their peel on a baking sheet. Bake for 10-20 minutes at 300F and remove from the oven as soon as the peel turns black.

Allow the bananas to cool slightly. Then, peel the bananas and use them in your recipe!

Use this brown butter banana bread recipe to make a classic banana bread with salted brown butter. The riper the bananas, the sweeter this banana bread will be.

above view of ingredients for oatmeal banana bread

Ingredients

  • Large eggs – eggs help this bread come together and give it a bit of a natural rise.
  • Ripe bananas – overripe bananas with lots of brown spots are the key to making this recipe extra delicious
  • Vegetable oil – I like to use melted coconut oil or avocado oil, but you can use any neutral vegetable oil.
  • Maple syrup – adds a bit of extra sweetness to the naturally sweet bananas
  • Vanilla extract – I personally like to use vanilla bean paste in place of pure vanilla extract.
  • Baking powder and baking soda – the mix of these two leveaning agents helps make the bread loaf fluffy and airy.
  • Salt – a bit of kosher salt enhances the flavor of sweet recipes.
  • Oat flour – You can make your own in the blender with old fashioned oats or quick oats. For best results, blend the oats until finely ground.
  • Rolled oats – I use a mixture of rolled oats and oat flour for this recipe for the ideal texture.
  • Chocolate chips – add a bit of extra sweetness with semi-sweet or dark chocolate chips.

ingredient substitutions

If you would like, you can swap out the oil for melted butter. Use salted butter or unsalted butter, but if you use salted butter, just omit the kosher salt to reduce the sodium.

If you want to use a regular flour instead of oat flour, just use the same amount of a standard all purpose flour. You can use coconut sugar to sweeten in place of the maple syrup but reduce the flour in the recipe by a quarter cup. Any liquid sweetener can replace the maple syrup in a 1 to 1 ratio.

Make this oatmeal banana bread vegan by using flax eggs instead of regular eggs. Mix ground flax with water and use this gel mixture in place of eggs.

I like to mix chocolate chips into this quick bread recipe, but there are many mix-in options! You can use any kind of nuts like chopped walnuts or pecans in addition to the chocolate chips.

You can make a healthy trail mix style banana bread by mixing nuts, dried cranberries and mini chocolate chips into the oatmeal banana bread batter. That would be a great recipe for breakfast on the go! I like to add a nice nutty flavor by topping a slice with a drizzle of peanut butter or almond butter.

Step by step assembly of oatmeal banana bread

Let’s make some Oatmeal Chocolate Chip Banana Bread!

Step 1: Prepare batter

To begin, preheat the oven to 350F and line a loaf pan with parchment paper or grease with oil. Then, mash the ripe bananas in a large mixing bowl with a potato mashed or the back of a fork.

Next, whisk in the eggs, oil, maple syrup and vanilla extract into the large bowl with the mashed banana. In a separate small bowl combine oat flour, rolled oats, baking soda, baking powder, and salt.

Then, fold dry ingredients into wet ingredients and fold in chocolate chips and any other mix ins you want to add.

Step 2: Pour into loaf pan

Next, grease a loaf pan or line with parchment paper. Pour the oatmeal banana bread batter into the prepared loaf pan. Sprinkle the top of the loaf with additional chocolate chips, oats, and a sprinkle of brown sugar to get a glistening top.

Step 3: Bake and cool

Then, place in the oven and bake for 45 minutes. Check that the loaf is completely cooked through by inserting a toothpick into the center. If the toothpick comes out clean, the banana bread is cooked through.

Allow the loaf to cool completely to room temperature. Remove from the loaf pan, slice into about inch thick slices and enjoy!

Above view of a sliced of oatmeal banana bread with chocolate chips on a plate

Can I make this banana oat bread into muffins instead of a loaf?

Yes! It is so easy to make these into little oatmeal chocolate chip banana bread muffins. Just follow the recipe to make the batter.

Then, pour into lined muffins tins and bake at 350F for 30 minutes. Check that the muffins are fully cooked through by inserting a toothpick into the middle.

Allow them to cool completely prior to enjoying! Muffins are great for breakfast on the go or an afternoon snack.

How to serve

My favorite way to serve this oatmeal banana bread is warmed with a slab of creamy butter spread on top. I also like to sprinkle a bit of flakey sea salt on top of the butter.

To add some extra protein and fiber to this healthy snack, slather a slice with almond butter or peanut butter and top with berries. This banana oat bread tastes delicious with any kind of coffee or tea. I like to have a slice in the afternoon with a cup of tea for a pick me up!

oatmeal banana bread muffins stacked on a plate

storage, reheating and freezing

I personally store this healthy banana bread recipe in the refrigerator. I like to wrap it tightly in plastic wrap to preserve the flavor. It should be good in the fridge for up to 7 days.

I like to remove it from the fridge and slice. Then, I reheat each slice in the toaster oven and top with a little butter, peanut butter or greek yogurt.

You can freeze this oatmeal banana bread for up to 3 months. I like to slice into individual slices before freezing so I can defrost them one at a time.

Check out these other healthy baked good recipes

  • Grain Free Chew Chocolate Chip Cookies
  • 5 Ingredient Cookie Dough Bites
  • Mini Chocolate Chip Banana Muffins
  • White Chocolate Cranberry Oatmeal Cookies

You can find the full recipe below. If you make this recipe, please rate and review it in the comments, or share it with me on Instagram!

Images by Ella from Alpine Ella.

Image for pinning oatmeal chocolate chip banana bread recipe on pinterest

You can find the full recipe below. If you make this recipe, please rate and review it in the comments, or share it with me on Instagram!

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Above view of a sliced of oatmeal banana bread with chocolate chips on a cutting board

Recipe

Oatmeal Chocolate Chip Banana Bread

4.94 from 33 votes
Make a delicious loaf of banana bread with oats and chocolate chips
Recipe By: Madeline Tague
Prep: 10 minutes minutes
Cook: 45 minutes minutes
Print Review Pin It SaveSaved!
Servings: 8 servings

Ingredients

  • 2 eggs
  • 3 very ripe bananas
  • 1/4 cup vegetable oil I used avocado
  • 1/3 cup maple syrup
  • 1 tsp vanilla extract
  • 1 tsp baking powder
  • 1/2 tsp baking soda
  • 1/4 tsp salt
  • 1.5 cups oat flour
  • 1/2 cup rolled oats
  • 1/2 cup chocolate chips + more to top
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Instructions

  • Preheat the oven to 350F and line a loaf pan with parchment paper or grease with oil
  • Mash ripe bananas in a large bowl with a potato mashed or the back of a fork
  • Whisk in the eggs, oil, maple syrup and vanilla extract
  • In a separate bowl combine oat flour, rolled oats, baking soda, baking powder, and salt
  • Fold dry ingredients into wet ingredients
  • Fold in chocolate chips
  • Pour into the loaf pan and top with additional chocolate chips, oats, and a sprinkle of sugar to get a glistening top
  • Place in the oven and bake for 45 minutes
  • Allow the loaf to cool completely and then slice into slices and enjoy!

Recipe Notes

** If you want to make these into muffins, follow the directions above to make the batter and then pour into muffin cups and bake at 350F for 30 minutes

Nutrition Information

Serving: 8g, Calories: 320kcal (16%), Carbohydrates: 45g (15%), Protein: 6g (12%), Fat: 14g (22%), Saturated Fat: 4g (25%), Polyunsaturated Fat: 5g, Monounsaturated Fat: 3g, Trans Fat: 0.1g, Cholesterol: 41mg (14%), Sodium: 216mg (9%), Potassium: 339mg (10%), Fiber: 3g (13%), Sugar: 20g (22%), Vitamin A: 88IU (2%), Vitamin C: 4mg (5%), Calcium: 76mg (8%), Iron: 1mg (6%)

This website provides approximate nutrition information for convenience and as a courtesy only. Nutrition data is gathered primarily from the USDA Food Composition Database, whenever available, or otherwise other online calculators.

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Madeline Tague

Hi, I’m Madeline! I am so excited to share my healthy and approachable recipes with you. Here you will find simple, comforting recipes that the whole family will enjoy. Turn on your favorite playlist or podcast and let’s get cooking!
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4.94 from 33 votes

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Recipe Rating




83 responses

  1. Sunshine baker
    May 28, 2023

    3 stars
    I made these as muffins, but made no other changes. We felt they were a bit dense. One of my kids didn’t like them at all.

    Reply
  2. Maddie
    May 22, 2023

    5 stars
    So yummy! I’m always looking for new banana bread/muffin recipes and this one will be repeated for sure!

    Reply
    1. Madeline
      May 22, 2023

      Awesome! Thanks, Maddie!

      Reply
  3. Stef
    April 11, 2023

    5 stars
    Delicious and very easy! My GF husband loved this too.

    Reply
    1. Madeline
      April 11, 2023

      YAY! It is a great GF option. 🙂

      Reply
  4. ashley
    January 28, 2023

    Can you use Bob’s all purpose gluten free flour instead of oat?

    Reply
    1. Madeline
      January 29, 2023

      Yes, that should be a 1:1 ratio switch!

      Reply
  5. Nancy Knutson
    January 16, 2023

    Can you use regular flour if needed?

    Reply
    1. Madeline
      January 16, 2023

      Yes, you can but it is not a 1:1 swap. Weighing the two different types of flour and comparing is the most accurate way to determine how much to use but if that is not an option, I recommend doing 1 1/3 cup of regular flour instead of 1.5 oat. Hope this helps!

      Reply
  6. Kaitlin
    January 9, 2023

    5 stars
    Just took these out of the oven and they are yummy! I replaced half oil w Greek yogurt and next time may try replacing full amount. Made the muffins and they were done by 24 mins w convection bake at 350! Obviously every oven is different, but try convection if crunched for time! Thanks for the great recipes

    Reply
    1. Madeline
      January 9, 2023

      So glad to hear, Kaitlin!

      Reply
  7. Becky
    December 31, 2022

    5 stars
    These muffins are excellent! Yummmmmmmmm! Made muffins exactly following recipe except used coconut oil. Healthy to boot! Thanks!

    Reply
    1. Madeline
      December 31, 2022

      YAY! Thanks, Becky!

      Reply
  8. Julie
    October 10, 2022

    5 stars
    I made this today as written and it was perfect. My son had 2 helpings straight from the oven. The sweetness is just right. Thanks for the recipe!

    Reply
    1. Madeline
      October 20, 2022

      love it when kids love my recipes! thanks Julie!

      Reply
  9. Lucille
    October 3, 2022

    Can I use coconut oil instead of vegetable oil?

    Reply
    1. Madeline
      October 5, 2022

      yep!

      Reply
    2. Cass Catterall
      March 31, 2025

      5 stars
      I added dates and seeds & topped with cinnamon and white Chocolate. I didn’t have enough maple but added argave syrup!

      Reply
      1. Madeline
        March 31, 2025

        Sounds so good!

        Reply
  10. Ninela
    September 21, 2022

    5 stars
    Super easy to make, gluten free and delicious.

    Reply
    1. Madeline
      September 25, 2022

      yay thank you!

      Reply
  11. Lisa
    September 6, 2022

    5 stars
    My favorite banana bread recipe! So much healthier than traditional recipes and honestly tastes better too!

    Reply
    1. Madeline
      September 8, 2022

      yay thanks Lisa!

      Reply
  12. Sheila
    July 9, 2022

    5 stars
    Initially I made it for my niece because she eats gluten free food. Now other members of our family request this instead of cake!

    Reply
  13. Maxine
    July 4, 2022

    Hi 🙂
    I really wanted to make this recipe, unfortunately, i do not have maple syrup, what can i use instead?

    Reply
    1. Madeline
      July 4, 2022

      You can try honey or brow sugar but I have not tested with either of these

      Reply
  14. Jen
    April 30, 2022

    5 stars
    When baking with oat flour or oatmeal does the toothpick still have to come out dry when its done? I think I may have taken mine out 5 minutes too early but it was still delicious.

    Reply
    1. Madeline
      May 2, 2022

      usually, yes! I’m glad they still turned out! thanks Jen

      Reply
  15. Alida
    March 24, 2022

    5 stars
    Fabulously easy and quick! Made mini loaves and in muffin pan! Great in-between snack. Easy use for overripe bananas. Made a 2nd batch for the week this eve.

    Reply
    1. Madeline
      March 24, 2022

      wonderful!! thank you!

      Reply
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